Insurance

Life Insurance - This is an extremely important part of the service we provide to our clients. Life Insurance is a policy that pays out a lump sum upon the death of the named applicant. This is especially important to those with families or financial dependants. If you are the main earner in your family, how would your surviving spouse and children be able to cope financially with out your income? Would they be able to remain in the family home? Would they have to sell up and move to a smaller property in a less desirable area? Would you want that for them? You can prevent this situation from arising by protecting your family's financial future by taking out Life Insurance.

Critical Illness Cover - Protecting yourself against Critical Illness can actually be more important than protecting yourself against death. If you suffered a Critical Illness such as Heart Attack, Stroke or Cancer how would you cope? You would still be alive so your Life Insurance wouldn't pay out but you would potentially not be able to work for years, if ever again. A Critical Illness policy pays out a lump sum upon diagnosis of a Critical Illness thus removing any financial stress for you, allowing you to recover stress free knowing that your mortgage has been cleared.

Income Protection - An Income Protection policy would pay out a monthly amount to replace your income should you be rendered unable to work through accident or illness. This can be particulary important to self-employed applicants who do not receive any sick pay or employed applicants who's employer does not pay them any sick pay. Unfortunately, come rain or shine, your mortgage needs to be paid, so this policy can help to plug any potential income gaps that may occur for you.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Please be aware that by clicking on to the above links you are leaving the LT Mortgages Limited website. Please note that neither LT Mortgages Limited nor Pink Home Loans are responsible for the accuracy of the information contained within the linked site accessible from this page.

There may be a fee for mortgage advice. The precise amount will depend upon your circumstances but we estimate that it will be £195.

LT Mortgages Limited is an Appointed Representative of Pink Home Loans. Pink Home Loans is a trading name of Advance Mortgage Funding Limited.

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The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.

LT Mortgages Limited, registered in England and Wales company registration number 6135201.

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