Mortgages

First Time Buyer - Buying your first property can be equally exciting as it is daunting. At LT Mortgages we won't baffle you with industry jargon we'll just use straight talking plain English. At the outset we will establish your needs and help to source the most appropriate product for you. We then administer the application from start to finish and we deal with the lender, the surveyor, the Estate Agent and the solicitors all on your behalf. We know the mortgage process can be a minefield; let us take over for you! On average I would expect a purchase to take 8-10 weeks from the day of the full application to the day of completion. Some go through quicker, some will take longer as each case is unique.

Next Time Buyer - Are you looking to move up the housing ladder? We can help! We can help to source you the best product available for your purchase requirements. We also specialise in seemingly impossible situations such as an applicant wanting to buy a property but is still named on another etc.

Help To Buy - Only have a 5% Deposit? No problem! The new Government backed Help To Buy 2 Scheme is now in full swing helping people get on the property ladder who never before thought it would be possible. We have access to some great products, so lets see if we can get you out from under your parents feet and into your very own home!

Re-mortgage - Is your current deal coming to an end? Worried that rates are going to soar? Want to borrow money for Home Improvements or to clear unsecured commitments? LT Mortgages can help you source some market leading products, some of which are not available to the general public.

BTL Purchase - Looking for a property to let out as an investment? Not sure about rental yields or deposit amounts? We have a huge amount of expertise in this area! BTL rates and fees can be extremely high so using a broker makes sense to ensure that dream investment doesn't become an expensive nightmare!!

BTL Remortgage - Already have a BTL mortgage and want to secure a new rate? Or perhaps you want to raise funds from this property to fund a deposit on a new residential mortgage? Not an issue! Picking the right lender to match your circumstances at the outset is key, don't spend months applying to a lender who is never going to lend to you, let us get this done for you in no time at all!

Commercial Mortgages - Although we don't directly offer Commercial Mortgages we do have access to an expert in this field that we can refer you on to, just let us know!

The Financial Conduct Authority does not regulate some forms of buy to lets, secured loans, bridging finance, development finance, commercial mortgages.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Please be aware that by clicking on to the above links you are leaving the LT Mortgages Limited website. Please note that neither LT Mortgages Limited nor Pink Home Loans are responsible for the accuracy of the information contained within the linked site accessible from this page.

There may be a fee for mortgage advice. The precise amount will depend upon your circumstances but we estimate that it will be £195.

LT Mortgages Limited is an Appointed Representative of Pink Home Loans. Pink Home Loans is a trading name of Advance Mortgage Funding Limited.

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The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.

LT Mortgages Limited, registered in England and Wales company registration number 6135201.

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