Insurance

We offer a full comprehensive insurance packages.

Life Insurance

Lump sum upon death.

This is an extremely important part of the service we provide to our clients. Life Insurance is a policy that pays out a lump sum upon the death of the named applicant. This is especially important to those with families or financial dependants.

If you are the main earner in your family, how would your surviving spouse and children cope financially with out your income? Would they be able to remain in the family home? Would you want that for them?

You can prevent this situation from arising by protecting your family's financial future with Life Insurance.

Critical Illness Cover

Lump sum upon diagnosis.

Protecting yourself against Critical Illness can actually be more important than protecting yourself against death. If you suffered a Critical Illness such as Heart Attack, Stroke or Cancer how would you cope?

You would still be alive so your Life Insurance wouldn't pay out but you would potentially not be able to work for years, if ever again.

A Critical Illness policy pays out a lump sum upon diagnosis of a Critical Illness thus removing any financial stress for you, allowing you to recover stress free knowing that your mortgage has been cleared.

Income Protection

Monthly amount to replace your income.

An Income Protection policy would pay out a monthly amount to replace your income should you be rendered unable to work through accident or illness.

This can be particulary important to self-employed applicants who do not receive any sick pay or employed applicants who's employer does not pay them any sick pay. Unfortunately, come rain or shine, your mortgage needs to be paid, so this policy can help to plug any potential income gaps that may occur for you.

Something you'd like to discuss?

Consolidating debt may reduce your outgoings now, but you may end up paying more overall. Your home may be repossessed if you do not keep up repayments on your mortgage.

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