Mortgages

We offer a full comprehensive mortgage service.

First Time Buyer

At the outset we will establish your needs and help to source the most appropriate product for you. We then administer the application from start to finish, dealing with the lender, the surveyor, the estate agent and the solicitors on your behalf. On average we expect a purchase to take 8-10 weeks from the day of the full application to the day of completion.

Next Time Buyer

Are you looking to move up the housing ladder? We can help! We can help to source you the best product available for your purchase requirements. We also specialise in seemingly impossible situations such as an applicant wanting to buy a property but is still named on another etc.

Help To Buy

Only have a 5% Deposit? No problem! The new Government backed Help To Buy 2 Scheme is now in full swing helping people get on the property ladder who never before thought it would be possible. We have access to some great products, so let's see if we can get you out from under your parents feet and into your very own home!

Re-Mortgage

Is your current deal coming to an end? Worried that rates are going to soar? Want to borrow money for Home Improvements or to clear unsecured commitments? LT Mortgages can help you source some market leading products, some of which are not available to the general public.

BTL Purchase

Looking for a property to let out as an investment? Not sure about rental yields or deposit amounts? We have a huge amount of expertise in this area! BTL rates and fees can be extremely high so using a broker makes sense to ensure that dream investment doesn't become an expensive nightmare!

BTL Re-Mortgage

Already have a BTL mortgage and want to secure a new rate? Or perhaps you want to raise funds from this property to fund a deposit on a new residential mortgage? Not an issue! Picking the right lender to match your circumstances at the outset is key, don't spend months applying to a lender who is never going to lend to you, let us get this done for you in no time at all!

Commercial Re-Mortgage

Although we don't directly offer Commercial Mortgages we do have access to an expert in this field that we can refer you on to, just let us know!

Any Other Business?

If you have any other business you'd like to discuss, please contact us - we're happy to help.

Something you'd like to discuss?

The Financial Conduct Authority does not regulate some forms of buy to lets, secured loans, bridging finance, development finance, commercial mortgages.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Mortgages
Insurance
Loans